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PENGARUH CAPITAL ADEQUACY RATIO, NON PERFORMING LOAN, BIAYA OPERASIONAL PADA PENDAPATAN OPERASIONAL, DAN LOAN TO DEPOSIT RATIO TERHADAP PROFITABILITAS (RETURN ON ASSETS) PADA LEMBAGA PERKREDITAN DESA (LPD) DI KABUPATEN GIANYAR PERIODE 2014-2018
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