PROFITABILITAS LPD DI KOTA DENPASAR DAN FAKTOR-FAKTOR YANG MEMPENGARUHI

Abstract

There is a problem related to profitability of LPD in Denpasar, namely the increase and decrease in profit fluctating. This study aims to examine the effect variables of cash turnover, capital adequacy, given credit and credit risk on LPD profitability in the city of Denpasar for the period 2016-2019. The population of this research is all LPD in the city of Denpasar who are registered in the Lembaga Pemberdaya Lembaga Perkreditan Desa (LPLPD) of Denpasar city. The method of determining the sample in this research is purposive sampling, the sample of this research is 35 LPD. With the number of observations in the 4 years period, namely 2016-2019. The analysis technique used in this study is multiple linear regression analysis. The results of this study indicate that the cash turnover variable has a positive effect on the profitability. The capital adequacy variable has a positive effect on the profitability. The given credit variable has a positive effect on profitability. Then the credit risk variable has a negative effect on profitability.