[1]
A. A. I. M. Kartika, A. W. S. Gama, and N. P. Y. Astiti, “The Effects of Financial Literacy, Risk Perception, And Self-Control on Interest in Using The Shopee Paylater Fintech Service (A Study of Gen Z in Denpasar)”, emas, vol. 7, no. 4, pp. 424–432, Apr. 2026.