Nuho, P. N. S. I. G., Gunadi, I. G. N. B., & Astiti, N. P. Y. (2026). Financial Literacy, Lifestyle, and Financial Attitudes in Shaping Students’ Financial Behavior: Evidence from Mahasaraswati University, Denpasar. EMAS, 7(2), 157–166. https://doi.org/10.36733/emas.v7i2.13378