Haifa Naza Venita, and Ade Mahmud. “URGENSI PENANGGULANGAN PENGGELAPAN DANA DALAM SISTEM PEMBAYARAN QUICK RESPONSES INDONESIAN STANDARD (QRIS”. Jurnal Hukum Saraswati (JHS) 6, no. 1 (March 30, 2024): 550–559. Accessed January 19, 2026. https://e-journal.unmas.ac.id/index.php/JHS/article/view/8813.